What's the difference between National, Sabah, Sarawak and SEZ/SFZ MM2H?

The main differences are financial requirements, property purchase, minimum stay, work allowed, and location. National MM2H has 3 tiers (Silver, Gold, Platinum). Sabah MM2H has no minimum stay. Sarawak MM2H does NOT require property purchase and allows part-time work. SEZ/SFZ offers lower fixed deposit starting from USD 32,000 and is specifically for Forest City, Johor.

What is the financial requirement for each MM2H category?

National MM2H (Silver): USD 150,000 FD and RM 600,000 property. National MM2H (Gold): USD 500,000 FD and RM 1,000,000 property. National MM2H (Platinum): USD 1,000,000 FD and RM 2,000,000 property. Sabah MM2H and Sarawak MM2H have lower requirements. SEZ/SFZ: USD 65,000 (21-49) / USD 32,000 (50+) FD and property in designated SEZ area.

Do I need to buy a property for MM2H?

For National MM2H: Property purchase is MANDATORY for all tiers. For Sabah MM2H: Property purchase is required. For Sarawak MM2H: Property purchase is NOT required. For SEZ/SFZ: Property purchase is MANDATORY and must be in designated SEZ/SFZ area like Forest City.

FAQ – Ajak Malaysia MM2H

Q: What is MM2H programme?

Malaysia My Second Home (MM2H) is a long-term residency programme offered by the Malaysian government. Since its latest update, it offers four main categories: National MM2H (Silver, Gold, Platinum), Sabah MM2H, Sarawak MM2H, and SEZ/SFZ MM2H. Each category has its own specific requirements.

Q: What are the different types of MM2H programmes?

There are four main MM2H categories available: National MM2H (Silver, Gold, Platinum) for West Malaysia, Sabah MM2H managed by Sabah state, Sarawak MM2H (S-MM2H) managed by Sarawak state, and SEZ/SFZ MM2H for Special Economic Zone in Forest City, Johor.

Q: Can I work in Malaysia with MM2H visa?

For National MM2H: Only Platinum tier holders are allowed to work. For Sabah MM2H: Work is not permitted. For Sarawak MM2H: Part-time work is permitted in certain professional sectors. For SEZ/SFZ: Participants are generally not allowed to engage in employment.

Q: How long does the processing take?

Generally, processing takes between 3 to 6 months for National MM2H. Sabah MM2H is known for faster processing (2–4 months). Sarawak MM2H and SEZ/SFZ processing times may vary.

Q: Do I need an agent to apply for MM2H?

Yes, applications for National MM2H MUST be submitted through a MOTAC-licensed tourism agency. For Sabah MM2H, Sarawak MM2H, and SEZ/SFZ MM2H, it is highly recommended to use a licensed agent to ensure a smooth application process.

Q: Is the MM2H visa renewable?

Yes, the MM2H visa is renewable. National MM2H (Silver): 5 years. National MM2H (Gold): 15 years. National MM2H (Platinum): 20 years. Sabah MM2H: 5 years. Sarawak MM2H: 5 years. SEZ/SFZ: 10 years.

Q: What is SEZ/SFZ MM2H and how is it different?

SEZ/SFZ is a dedicated MM2H pathway for Special Economic Zone in Forest City, Johor. It offers lower fixed deposit starting from USD 32,000, younger age requirement of 21+, and 10-year renewable visa. Property must be purchased in designated SEZ/SFZ area and cannot be sold for 10 years. It is the most affordable entry point among all MM2H categories.

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FAQ – AJAK MALAYSIA (MM2H) SDN. BHD.

Frequently Asked Questions

Everything You Need to Know

Find answers to the most common questions about MM2H programmes, including the new SEZ/SFZ category

What is MM2H programme? ▾

Malaysia My Second Home (MM2H) is a long-term residency programme offered by the Malaysian government, allowing foreigners to live in Malaysia for up to 20 years. The programme was established in 2002 and has since attracted thousands of expatriates from around the world.

Since its latest update, the programme offers four main categories:

National MM2H (Silver, Gold, Platinum) – The flagship programme for West Malaysia
Sabah MM2H – Managed by Sabah State Government
Sarawak MM2H (S-MM2H) – Managed by Sarawak State Government
SEZ/SFZ MM2H – Special Economic Zone category with lower entry requirements

What are the different types of MM2H programmes? ▾

There are four main MM2H categories available:

National MM2H (Silver, Gold, Platinum) – The flagship programme for West Malaysia, managed by MOTAC.
Sabah MM2H – Managed by the Sabah State Government with more flexible requirements.
Sarawak MM2H (S-MM2H) – Managed by the Sarawak State Government with the most flexible requirements, including no property purchase.
SEZ/SFZ MM2H – A new dedicated category for Special Economic Zone / Special Financial Zone in Forest City, Johor, with lower entry requirements.

Can I work in Malaysia with MM2H visa? ▾

National MM2H: Only Platinum tier holders are allowed to work or run a business. Silver and Gold tiers are not permitted to work.
Sabah MM2H: Work is not permitted.
Sarawak MM2H: Part-time work is permitted in certain professional sectors.
SEZ/SFZ: Participants are generally not allowed to engage in employment. They must apply for the relevant work pass if they wish to do so.

How long does the processing take? ▾

Generally, processing takes between 3 to 6 months, depending on:

The completeness of your documents
The agency used for submission
The current workload of the immigration department

Sabah MM2H is known for faster processing (2–4 months).
Sarawak MM2H and SEZ/SFZ processing times may vary.

Do I need an agent to apply for MM2H? ▾

National MM2H: MUST be submitted through a MOTAC-licensed tourism agency.
Sabah MM2H: Highly recommended to use a licensed agent.
Sarawak MM2H: Highly recommended to use a licensed agent.
SEZ/SFZ: Highly recommended to use a licensed agent to ensure a smooth application process.

What’s the difference between National, Sabah, Sarawak & SEZ/SFZ MM2H? ▾

The main differences are:

National MM2H: 3 tiers (Silver, Gold, Platinum) with different investment levels. Managed by MOTAC.
Sabah MM2H: No minimum stay requirement. Lower financial requirements.
Sarawak MM2H: No property purchase required. Part-time work allowed. Only 30 days/year stay.
SEZ/SFZ: Lowest entry threshold. Specifically for Forest City, Johor. 10-year visa.

Feature	National (Silver/Gold/Platinum)	Sabah	Sarawak	SEZ/SFZ
Age	35+ years	30+ years	30+ years	21+
FD (USD)	150K / 500K / 1M	Lower	Lower	32K-65K
Property	RM 600K-2M	Required	Not required	Forest City only
Min Stay	90 days/year	None	30 days/year	90 days/year
Work	Platinum only	No	Part-time	No

Is there an age limit for MM2H application? ▾

National MM2H: Minimum 35 years
Sabah MM2H: Minimum 30 years
Sarawak MM2H: Minimum 30 years
SEZ/SFZ: Minimum 21 years (Youngest entry point!)

Note: Applicants aged 50+ are exempted from the 90-day minimum stay requirement for National MM2H.

Can I bring my family with me? ▾

Yes, you can bring your spouse and children (under 21 years old) as dependents. Parents and parents-in-law can also be included with additional financial requirements.

For SEZ/SFZ, the same dependent policy applies, making it an attractive option for young families looking to relocate to Malaysia.

All dependents must be listed in the application for all categories including National MM2H, Sabah MM2H, Sarawak MM2H, and SEZ/SFZ.

Is the MM2H visa renewable? ▾

Yes, the MM2H visa is renewable as long as you continue to meet the programme requirements:

National MM2H (Silver): 5 years (renewable)
National MM2H (Gold): 15 years (renewable)
National MM2H (Platinum): 20 years (renewable)
Sabah MM2H: 5 years (renewable)
Sarawak MM2H: 5 years (renewable)
SEZ/SFZ: 10 years (renewable)

Does MM2H lead to Permanent Residency (PR)? ▾

No, the MM2H programme does NOT lead to Permanent Residency (PR) for any category including National MM2H, Sabah MM2H, Sarawak MM2H, and SEZ/SFZ.

It is a long-term social visit pass that allows you to live in Malaysia for up to 20 years, but it does not provide a pathway to citizenship or permanent residency. To apply for PR, you would need to meet separate requirements under the Malaysian immigration system.

What are the financial requirements for each MM2H category? ▾

Here is a summary of the financial requirements for each category:

Category	Age	Fixed Deposit (USD)	Property (RM)
National (Silver)	35+	150,000	600,000
National (Gold)	35+	500,000	1,000,000
National (Platinum)	35+	1,000,000	2,000,000
Sabah MM2H	30+	Lower	Required
Sarawak MM2H	30+	Lower	Not required
SEZ/SFZ	21+	65,000 (21-49) / 32,000 (50+)	Forest City only

Note: SEZ/SFZ offers the lowest entry threshold among all MM2H categories, making it the most accessible option for younger applicants.

What is SEZ/SFZ MM2H and how is it different? ▾

SEZ/SFZ (Special Economic Zone / Special Financial Zone) is a dedicated MM2H pathway introduced to attract investors, professionals, and entrepreneurs to Malaysia’s strategic economic zones, such as Forest City in Johor.

Key differences from other categories (National MM2H, Sabah MM2H, Sarawak MM2H):

Lower Fixed Deposit: USD 65,000 (21-49 years) / USD 32,000 (50+ years)
Younger Age Requirement: 21+ years (compared to 35+ for National or 30+ for Sabah/Sarawak)
Property Location: Must be in designated SEZ/SFZ area (Forest City, Johor)
Visa Duration: 10 years (renewable)
Lowest Entry Point: Most affordable among all MM2H categories

Note: Property purchase is MANDATORY and cannot be sold for 10 years. This programme does NOT lead to Permanent Residency (PR).

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