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Find Your Perfect MM2H Programme

National · Sabah · Sarawak · SEZ/SFZ

Compare all four MM2H programmes side-by-side to find the one that best fits your lifestyle, investment capacity, and residency goals in Malaysia.

🎯 Overview

4 Programmes, 1 Malaysia

Quick overview of each MM2H programme at a glance

🏙️

National MM2H

Silver · Gold · Platinum

FD From USD 150K
Visa 5-20 Yrs
Age 35+
Property Required
Best For Those who want to live in Kuala Lumpur, Penang, or Johor with premium amenities.
View Details →
🏔️

Sabah MM2H

Land Below the Wind

FD From RM 500K
Visa 10 Yrs
Age 30+
Property Optional
Best For Nature lovers who want flexibility, no minimum stay, and faster processing.
View Details →
🌿

Sarawak MM2H

Heart of Borneo

FD From RM 500K
Visa 10 Yrs
Age 30+
Property Optional
Best For Digital nomads and retirees who want part-time work and only 30 days/year stay.
View Details →
🏢

SEZ/SFZ MM2H

Forest City Special Zone

FD From USD 32K
Visa 10 Yrs
Age 21+
Property Required
Best For Young investors (21+) who want the lowest entry point in Malaysia.
View Details →
📊 Side-by-Side

Full Comparison Table

Compare all 4 programmes across key criteria

▼ Criteria 🏙️ National Flagship 🏔️ Sabah State 🌿 Sarawak State 🏢 SEZ/SFZ Special Zone
Fixed Deposit USD 150K-1MSilver-Platinum RM 500,000Single tier RM 500,000Single tier USD 32K-65K
Property Purchase ✓ Mandatory ✕ Optional ✕ Optional ✓ Mandatory
Minimum Stay 90 days/year No Minimum 30 days/year 90 days/year
Minimum Age 35+ years 30+ years 30+ years 21+ years
Work Allowed? ✓ Platinum ✕ No ✓ Part-time ✕ No
Visa Validity 5-20 years 10 years 10 years 10 years
Processing Time 3-6 months 2-4 months 3-5 months 3-6 months
Location West Malaysia Sabah Sarawak Forest City, Johor

★ Highlighted cells indicate the most attractive option for that criterion

🧭 Decision Helper

Which Programme Is Right For You?

Find your best match based on your profile and priorities

🏙️

I Want City Life

KL, Penang, or Johor with premium amenities, healthcare, and international schools.

★ National MM2H
🏔️

I Love Nature & Savings

No minimum stay, faster processing, and the beauty of Mount Kinabalu and islands.

★ Sabah MM2H
🌿

I Want Maximum Flexibility

Only 30 days/year stay, part-time work allowed, and no mandatory property purchase.

★ Sarawak MM2H
💰

I’m a Young Investor

Age 21+, lowest fixed deposit (USD 32K), and strategic Forest City location.

★ SEZ/SFZ MM2H
🎯 Key Differences

The 4 Big Differences

What sets each programme apart at a glance

💰

Cheapest Entry

SEZ/SFZ from USD 32K — perfect for budget-conscious applicants.

🏠

No Property Required

Sabah & Sarawak don’t require property purchase — full freedom.

⚡

Fastest Processing

Sabah approves in just 2-4 months — quickest among all programmes.

💼

Work Allowed

National Platinum (full) and Sarawak (part-time) allow work.

💬 FAQ

Frequently Asked Questions

Common questions about choosing between MM2H programmes

Which MM2H programme is the cheapest? ▾
SEZ/SFZ MM2H is the most affordable with a fixed deposit starting from just USD 32,000 (for applicants aged 50+) or USD 65,000 (for applicants aged 21-49). However, you must purchase property in Forest City, Johor.
Which programme doesn’t require buying property? ▾
Sabah MM2H and Sarawak MM2H do NOT require property purchase. This gives you full flexibility to rent or buy according to your preference. National and SEZ/SFZ both require mandatory property purchase.
Which programme allows me to work in Malaysia? ▾
Two programmes allow work:
  • National MM2H (Platinum tier only): Full work privileges for business owners and professionals
  • Sarawak MM2H: Part-time work in certain professional sectors
Sabah and SEZ/SFZ do not permit work.
Which programme has the fastest approval? ▾
Sabah MM2H has the fastest processing time — typically 2 to 4 months from submission to approval. This is significantly faster than National (3-6 months), Sarawak (3-5 months), or SEZ/SFZ (3-6 months).
Can I switch programmes after getting approved? ▾
Yes, you can apply for a different programme, but you will need to start the application process from scratch. Each programme is managed by different authorities (MOTAC for National, Sabah State Government for Sabah, etc.). We recommend choosing the right programme from the start with expert guidance.
Which programme is best for families? ▾
It depends on your priorities:
  • National MM2H: Best for families wanting international schools and JCI hospitals in KL/Penang
  • Sarawak MM2H: Great for families wanting flexibility (30 days/year) and lower cost
  • Sabah MM2H: Ideal for nature-loving families with no minimum stay
All programmes allow you to bring spouse, children, and parents.
★ Need Help Deciding?

Let Our Experts Help You Choose Wisely

Every applicant is unique. Tell us your goals, and we’ll recommend the perfect MM2H programme for your needs.

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